Aave is an open source and non-custodial protocol enabling the creation of money markets. Users can earn interest on deposits and borrow assets.
Deposit your digital assets and start earning competitive interest rates in real-time. Aave's algorithm adjusts rates based on market conditions.
Aave protocol has undergone multiple security audits and is battle-tested with billions in locked value, ensuring the safety of your assets.
Innovate with flash loans - the first uncollateralized loan option in DeFi. Borrow instantly with no collateral required, as long as you repay in the same transaction.
Aave is deployed across multiple blockchain networks including Ethereum, Polygon, and Avalanche, offering users flexibility and lower transaction costs.
Switch between stable and variable interest rates to optimize your borrowing strategy based on market conditions.
Seamlessly swap your collateral between different assets without closing your positions, maximizing your capital efficiency.
Total Value Locked
Supported Assets
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Active Users
The latest iteration of Aave Protocol introduces Portal for cross-chain liquidity, Efficiency Mode for higher capital efficiency, and isolated assets for greater risk management.
Aave's native overcollateralized stablecoin, GHO, offers a decentralized alternative to traditional stablecoins, with interest rates governed by Aave token holders.
Aave is governed by its community through the Aave Request for Comments (ARC) and Aave Improvement Proposal (AIP) processes, ensuring decentralized decision-making.
Aave protocol undergoes regular audits by leading blockchain security firms including Trail of Bits, OpenZeppelin, and CertiK to ensure maximum security.
Aave maintains an active bug bounty program with rewards up to $250,000 for critical vulnerabilities, encouraging the security community to help strengthen the protocol.
Each asset has carefully calibrated risk parameters including Loan-to-Value ratios, liquidation thresholds, and reserve factors to protect the protocol and its users.